Agent Ambo · Upskill
Banking interview cheat sheet
The Banking facts interviewers expect you to know cold. Ten minutes of revision the night before.
AmboQuick revision
- Repo rate
- Rate at which RBI lends to banks; higher repo usually means costlier loans.
- Reverse repo
- Rate at which RBI borrows from banks.
- CRR
- Share of deposits banks must keep with RBI as cash.
- SLR
- Share of deposits banks must hold in liquid assets.
- NPA
- A loan overdue for more than 90 days.
- CASA ratio
- Current and savings deposits ÷ total deposits; higher is cheaper funding.
- NEFT vs RTGS vs IMPS
- Batched vs real-time large-value vs instant 24×7.
- KYC
- Identity and address verification required by RBI.
- EMI
- Fixed monthly payment covering principal and interest.
- CIBIL score
- Credit score from 300 to 900; higher means lower risk.
Must-know topics
Rehearse these out loud
- What happens when RBI raises the repo rate?
- What is the difference between NEFT, RTGS and IMPS?
- Why is KYC important?
Revision is good. Practice is better.
- 1Ambo reads your resumeYour skills, projects, years and the role you want next.
- 2Then where you’re interviewingAnd how interviewers there question people like you.
- 3It maps every topic they could askMust-know first, your own projects included, built into short daily lessons.
- 4You practise, then get certifiedInterview Q&A after every lesson, then three proctored rounds ending in a voice interview with Ambo.
Questions, answered.
How should I use this Banking cheat sheet?
Revise it the night before and the morning of your interview, then say each answer out loud. It covers Repo rate, Reverse repo and CRR and more.
Is a cheat sheet enough to clear the interview?
It helps you recall facts quickly, but interviewers test how you apply them and follow up on your answers. Practise answering, not just reading.
How is this different from a list of interview questions?
A list is the same for everyone. Ambo builds your course from your resume, your target role and where you're interviewing, then writes every lesson from the interviewer's point of view: what they'll ask, a strong answer, and the follow-up they'll use to test you.
What is the certification test?
Three camera-proctored rounds that unlock one after another: an objective round, a hands-on round (coding or practical tasks for your role) and a voice interview with Ambo, who asks live follow-ups on your answers. Pass all three within 14 days to become TickBig Certified for 12 months.
Revise it, then rehearse it.
Ambo interviews you on Banking topics and follows up on what you say.